This course, previously offered by S K Somaiya College, will now be offered by Dr. Shantilal K. Somaiya School of Commerce and Business Studies.

Bachelor of Commerce (Banking & Finance)

Bachelor of Commerce Banking & Finance | B.Com.(B & F)

Programme Overview

In alignment with the National Education Policy (NEP), our program offers flexible academic pathways tailored to your unique professional and higher education goals. Students can graduate with a robust 3-Year Degree built for immediate corporate success, with an option to choose the 4th Year Honours Degree or 4th Year Honours with Research Degree.

The Bachelor of Commerce (B.Com) in Banking and Finance is a specialized undergraduate program designed to equip students with a deep understanding of financial markets, banking operations, risk management, and corporate regulations.

By joining this program, students gain a massive competitive advantage: they build job-ready, highly technical skills in financial literacy, credit analysis, and digital fintech systems. This specialized knowledge opens doors to a highly resilient and lucrative job market, offering fresh graduates robust job security and fast-tracked career growth.

Upon graduation, career prospects are incredibly diverse, spanning high-demand roles such as Investment Bankers, Financial Analysts, Risk Managers, Wealth Advisors, and Bank Probationary Officers (PO), or they can leverage this powerful foundation to pursue elite global certifications like the CFA, FRM, or a specialized MBA.

Key Program Takeways

 

Targeted Expertise: Direct focus on core banking, asset management, and risk frameworks rather than generalized commerce.

Versatile Career Paths:Seamless entry into corporate finance firms, traditional retail banking, cutting-edge fintech startups, or wealth management practices.

Strong Earning Potential:Entry-level finance and credit analyst roles in major markets typically offer highly competitive starting packages, scaling up dramatically with industry experience.

Key Information

Duration
4 Years
Programme Code
ST4601
Mode of study
Full time
Campus
Vidyavihar - Mumbai

Minor Courses

At Somaiya Vidyavihar University, minor courses allow students to customize their academic journey. These programs complement your major degree, giving you interdisciplinary skills and opening doors to diverse career opportunities.

  • Psychology – Learn the foundations of human behavior, cognition, and mental health.

    Career Path: Counseling, clinical psychology, human resources, organizational behavior research.

  • Nanotechnology & IPR – Explore nanoscale science alongside intellectual property rights.

    Career Path: R&D in nanomaterials, patent law, innovation policy, technology transfer.

  • Bioinformatics & Omics – Integrate biology with computational analysis.

    Career Path: Genomics research, pharmaceutical data analysis, biotech startups.

  • Biotechnology – Study genetic engineering, molecular biology, and applied sciences.

    Career Path: Biotech firms, healthcare innovation, agricultural technology.

  • Banking – Principles of banking, financial institutions, and regulatory frameworks.

    Career Path: Retail banking, fintech, compliance, investment banking.

  • Economics – Micro and macroeconomic theories with practical applications.

    Career Path: Policy analysis, economic consulting, corporate strategy.

  • Financial Markets – Stock markets, trading, and investment strategies.

    Career Path: Equity research, portfolio management, trading desks.

  • Taxation – Indian tax laws, compliance, and accounting practices.

    Career Path: Chartered accountancy, tax advisory, corporate compliance.

  • Finance – Corporate finance, investment analysis, and risk management.

    Career Path: Financial analyst, corporate treasurer, risk consultant.

  • Accounting – Core principles of bookkeeping, auditing, and financial reporting.

    Career Path: Auditing firms, corporate accounting, forensic accounting.

  • Embedded Systems & IoT – Hardware-software integration for smart devices.

    Career Path: IoT product development, robotics, embedded systems engineering.

  • UI/UX – Human-centered design for digital interfaces.

    Career Path: UX designer, product design, digital innovation labs.

  • Cyber Security – Safeguarding digital systems against threats.

    Career Path: Security analyst, ethical hacker, IT governance specialist.

  • Data Science & Analytics – Statistical modeling, machine learning, and big data.

    Career Path: Data scientist, business intelligence analyst, AI researcher.

  • Management – Leadership, organizational behavior, and strategic planning.

    Career Path: Business consulting, project management, entrepreneurship.

  • Marketing – Consumer behavior, branding, and digital marketing.

    Career Path: Brand manager, digital strategist, advertising executive.

  • Mass Communication – Media studies, journalism, and public relations.

    Career Path: Journalist, media producer, PR consultant, corporate communications.

Programme Objectives

  • To enable the Student to write well organized and grammatically correct business reports and letters. Facilitate the students to make effective oral presentations.
  • To demonstrate critical thinking skills by understanding the issues with a strong focus on banking and financial services, evaluating alternatives on the basis of multiple perspectives and presenting a solution including conclusions and implications.
  • To illustrate the role of responsible leadership in management. To identify social concerns and ethical issues in management. To identify challenges faced by banks and financial institutions in the global business environment.
  • To take decisions in the global business environment with special focus on banking and financial institutions. Prepare students to appraise the structure and operations of banking system.
  • Equip the students to evaluate environmental factors that influence business operation with the conceptual requirements and skills on preparation and interpretation of financial statements.
  • Prepare the students for an in depth analysis of investment, portfolio management, investment banking and liquidation of investments.
  • Develop competency in the students about the laws and regulations, and roles of commercial, government and central banks in controlling money market and inflation.
  • Train the students on teamwork, lifelong learning and continuous professional development. To lay down the foundation for further study or professional employment.

Pedagogy

Face to Face Lectures using Audio-Visuals, Workshops, Group Discussions, Debates, Presentations, Demonstrations, Guest Lectures, Field work, Industrial Visits, Seminars/Conferences, Group Exercises, Project Exhibitions, Management Festivals.

pedagogy

Career Paths

After successful completion of the course, student can opt for further education like M.com, MBA (Masters in Business Administration), CA(Chartered Accountant),CS (Company Secretary),ICWA (Cost Accountant), CFA (Chartered Financial Analyst),FRM (Financial Risk Management), CPA( Certified Public Accountant) CFP (Certified Financial Planner), After completing this course, candidates may work in areas like:

  • Banking Sectors
  • BPOs
  • Educational Institutes
  • Finance Departments in Industries
  • Government Banks
  • Private Banks
  • Stock Exchanges

Specializations Offered

  • Retail Banking
  • Treasury Management
  • Rural Banking
  • Co-operative Banking

These graduates may work in entry level positions like :
Accounts Officer, Marketing Manager, Management Trainees in Banks or Financial Institutes, Assistant, Business Analyst, Cashier, Junior Officer, Corporate Analyst, etc.

Graduate Attributes

  • Academic excellence
  • Analytical Thinking
  • Critical Thinking
  • Creativity and originality
  • Engagement with the Society
  • Environmental Sensitivity
  • Leadership and team spirit
  • Professional Efficiency
  • Strong presentation & communication skills

Curriculum

Semester I Semester II
Core Courses Core Courses

Banking & Financial Services

Financial Market & Institution

Managerial Economics

Macro Economics

Multidisciplinary Corse Multidisciplinary Corse

Financial Accounting - I

Behavioural Dynamics in Business Management

Skill Enhancement Course Skill Enhancement Course

Quantitative Methods - I

Quantitative Methods - II

Ability Enhancement Course Ability Enhancement Course

Professional Communication Skill - I

Professional Communication Skill - II

Value Added Course Value Added Course

IKS

IKS

Minor Minor

Minor in Banking - Banking & Financial Services

Minor in Banking - Financial Market & Institution

Semester III Semester IV
Core Courses Core Courses

Accounting for Bankers

Technical Analysis

Mutual Funds in India

Banking Laws

Digital Banking

E- Commerce

Skill Enhancement Course Multidisciplinary Corse

Computer Application in Business

Research Methodology

Ability Enhancement Courses (AEC) Ability Enhancement Courses (AEC)

Professional Communication Skills III

Professional Communication Skills IV - Ethics and CSR

Value Added Course Value Added Course

Strategic Management

Seminar/Workshop/Open Credit Course

Minor Elective Minor Elective

Minor in Banking - Digital Banking

Minor in Banking - E- Commerce

Semester V Semester VI
Core Courses Core Courses

International Banking & Finance

Central Banking & Monetary Policy

Retail Banking

Corporate Banking

Direct Taxation

Indirect Taxation

Interdisciplinary Courses

Accounting for Managerial Decision

Corporate Finance

Minor
Research Project

Minor in Banking - Central Banking & Monetary Policy

Research Project/ Internship

 
Minor  

Minor in Banking - IBF

 
Semester I Semester II

Core Courses(CC)

Core Courses(CC)

Banking & Financial Services

Financial Market & Institution

Managerial Economics

Macro Economics

Multidisciplinary/ Generic Course

Multidisciplinary/ Generic Course

Financial Accounting I

Behavioural Dynamics in Business Management

Skill Enhancement Courses (SEC)

Skill Enhancement Courses (SEC)

Quantitative Methods - I

Quantitative Methods - II

Ability Enhancement Courses (AEC)

Ability Enhancement Courses (AEC)

Professional Communication Skill - I

Professional Communication Skill - II

Value Added Courses (VAC)

Value Added Courses (VAC)

Indian Knowledge System (IKS)

Environmental Studies & Sustainability

Minor Elective

Minor Elective

Minor in Banking - Banking & Finnacial Services

Minor in Banking - Financial Market & Institution

Semester III Semester IV

Core Courses(CC)

Core Courses(CC)

Accounting for Banker

Technical Analysis

Mutual Funds in India

Banking Laws

Digital Banking

E-Commerce

Skill Enhancement Courses (SEC)

Multidisciplinary Course

Computer Application in Business

Research Methodology

Ability Enhancement Courses (AEC)

Ability Enhancement Courses (AEC)

Professional Communication Skills - III

Professional Communication Skills IV - Ethics and CSR

Value Added Courses (VAC)

Value Added Courses (VAC)

Strategic Management

Seminar/Workshop/Open Credit Course

Minor Elecitve

Minor Elecitve

Minor in Banking - Digital Banking

Minor in Banking - E- Commerce

Semester V Semester VI

Core Courses(CC)

Core Courses(CC)

International Banking & Finance

Central Banking & Monetary Policy

Retail Banking

Corporate Banking

Direct Taxation

Indirect Taxation

Interdisciplinary/ Generic Course

Accounting for Managerial Decision

Corporate Finance

Minor Elective

Research Project/Internship

Minor in Banking - Central Banking & Monetary Policy

Research Project

 

Minor Elective

 

Minor in Banking - IBF

 

Apply Now Enquire Now Chat with a Student